| Wed, Thu, Oct 26 - Oct 27 |
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55+ Defensive Driving - Full Class
If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This includes in-person classroom, online training, and live virtual Zoom classes. After you complete the course, you will receive a certificate of completion to give to your insurance company. -
55+ Defensive Driving - Refresher Class
If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10%, three-year discount on auto insurance. After you complete the course, you will receive a certificate of completion to give to your insurance company. Instructor: Minnesota Safety Council Our Mission: To strengthen individuals, families and organizations by helping prevent injuries and support safer, healthier lives. What We Do: The Minnesota Safety Council is a member-based, private, not-for-profit organization dedicated to preventing unintentional injuries - a leading cause of death, disability and economic loss. We offer traffic programs for the workplace and the larger community, including defensive driving classes for mature drivers and interactive online programs for teens. Since 1928, our sole focus has been to make Minnesota a safer and healthier place to live. The Minnesota Safety Council is a chapter of the National Safety Council. -
90-Minutes with an Estate Attorney
We all have goals. Sometimes our goal is to gift assets to others either while we are alive or after we've passed. We also wonder about: What about Estate Tax and Gift Tax Planning? Should I gift my money away in a Will, or a Trust? Would I qualify for Medicaid? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? What about my current Trust; does it avoid the nursing home? Most people believe that their trust shields the assets from the nursing home and creditors. Many people may be wrong! We will walk through these questions and many more, including how to plan and place your assets to meet your retirement, your nursing home goals, and after you have passed. -
Celebrations of Life & Funerals: How to talk about it & green end of life options
An overview of why and how we should all be talking about our celebration of life or funeral wishes, and what green options are available in the Twin Cities. -
Drafting Your Own Will
Developing a will is an important step in providing for the ones you love and for you to "Finish Well". The first class you will learn various techniques of property distribution, protection of the estate and beneficiaries, explore basic will concepts and assess your need for a simple will. You will also receive individualized personal attention, sample forms and language for use in drafting your own will. During the second class, Jim will cover safekeeping techniques and circumstances that may require a review or revision of your will. By the end of class you will be able to sign you will. -
Financial Power of Attorney & the Health Care Directive
Unexpected events happen. Plan now and learn about the use and benefit of a Financial Power of Attorney and the Health Care Directive. Understand what the agent's responsibility is and factors in selecting your agent(s). You will leave class with all the forms and information you need to aid you in preparing them. -
Five Keys to Retiring Fearlessly (online)
After years of hard work, retirement may finally be in sight. Learn the five keys to unlocking a fearless retirement while also answering questions such as: What do I need to know before my last paycheck? What types of accounts should I have? How do I turn my assets into a paycheck in retirement? In addition, you'll gain insight into Social Security. While it can be confusing, making the most of your Social Security has a lot to do with when you apply for benefits. This is a great opportunity to get answers to your questions and learn what Social Security can mean for you. -
Five Keys to Retiring Fearlessly (online)
After years of hard work, retirement may finally be in sight. Learn the five keys to unlocking a fearless retirement while also answering questions such as: What do I need to know before my last paycheck? What types of accounts should I have? How do I turn my assets into a paycheck in retirement? In addition, you'll gain insight into Social Security. While it can be confusing, making the most of your Social Security has a lot to do with when you apply for benefits. This is a great opportunity to get answers to your questions and learn what Social Security can mean for you. -
Getting the Most from Social Security
Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. -
How to Graduate from College with a Job in Hand (online)
It IS realistic to believe that students can have a job secured by graduation. What’s the secret? There are specific activities that can be undertaken throughout all of the college years that can set students up for success. Whether you are a student just starting college or are a curious parent, this class will provide a roadmap that will lead to a job offer at the end of the college road. -
How to be a Smart College Shopper (online)
Your student is getting ready for college. You saved your money. Is it enough? How to be a smart shopper! Learn where your student will fit best, academically, socially and financially. Which schools will offer your student the largest merit scholarships? How do you apply for grants and how does the FAFSA work? Get an education, not a debt! -
Interviewing It's a Skill (online)
Whether you haven’t interviewed for a job in a long time, or you simply feel that you could do it better, this class will help you prepare in a way that gets results. What you will learn: how to anticipate questions, including the three key questions every interview includes, what employers want to hear, common misses, and how to ‘seal the deal.’ Attend and boost your chances of interviewing success! -
Managing Money: A Caregiver's Guide to Finances (online)
If you or someone you know is facing Alzheimer's disease, dementia or another chronic illness, it’s never too early to put financial plans in place. Join us to learn tips for managing someone else's finances, how to prepare for future care costs and the benefits of early planning. -
Need-to-Know Changes to the College Planning Process (online)
This past year has resulted in some of the most significant changes to the college planning process in decades. Schools have gone ACT/SAT optional, but not necessarily when they award scholarships. Recent legislation included substantial changes to the FAFSA and college financial aid Behind-the-scenes rules have changed on how colleges can recruit students and award scholarships. Join us to learn how these changes may impact your family, and new strategies to consider to give your student the best opportunity to be admitted and maximize scholarships and financial aid. If you are the parent of a high school student in grades 9-11, this is incredibly important info you will not want to miss. Register today! -
Retirement from an Attorney's Perspective (online)
You work your whole career with the goal of someday retiring. This seminar covers the crucial years leading up to your retirement date, the active years of your retirement, and the winding down of your retirement years. Subjects will include: Estate planning while working, during retirement and at the end of life, When to take your Social Security, Key financial products and services available in the market (Medicaid complaint annuities, Long Term Care Insurance, Life Insurance Long Term Care Riders), What to look for in a professional (Financial Advisor, CFP, RIA, Fiduciary)?, and the final plans before the end – what can be too little too late? Please bring your questions, this class is an interactive forum. -
Should I Stay or Should I Go?
Steps to Review to Your Housing Needs for Today and Tomorrow We will be discussing lifestyle options for senior living. Should I stay and age in place - making home modifications to reduce safety risks OR should I go – moving to a home option that may be handicapped accessible, single level living? We will take an assessment and give you the tools to make educated decisions. -
Should I Stay or Should I Go?
Steps to Review to Your Housing Needs for Today and Tomorrow We will be discussing lifestyle options for senior living. Should I stay and age in place - making home modifications to reduce safety risks OR should I go – moving to a home option that may be handicapped accessible, single level living? We will take an assessment and give you the tools to make educated decisions. -
Social Security: Timing is Everything! (online)
Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. -
Special Needs Trust: Estate Planning for Families with a Special Needs Member (online)
One Should Ask: Is it better to have a formal plan in place, or leave things to future family dynamics and the ever changing benefit system? Did you know with proper planning, both while they are alive and after they have passed, grandparents, parents and family can take care of a child, grandchild or family member with special needs in their estate plan? Yes, and such planning will not adversely affect the benefits and programs which the person with special needs has available to them! This class will discuss how to properly protect your assets and provide for the future benefit of the loved one with special needs. Whatever the type of the asset (tangible, income producing or other) there are options you should know. We will discuss how the special needs trust fits into your estate planning, planning for the future of your loved one with special needs, and pros and cons of a special needs trust. -
Understanding Long Term Care Insurance Benefits
This session will focus on helping residents who have long term care insurance understand what their policy covers and how to file a claim. It is often the case that policy holders purchased their policy 15-20 years ago from an agent that is retired or no longer in the insurance business. The instructor will cover the important questions you need to ask to understand what your policy covers, how to know if you qualify for a claim, and how to navigate what can be an obstacle course of paperwork, phone calls, and confusion. Please join us on to learn more about this topic and to have your questions answered by an expert. -
Will Taxes Affect Your Retirement?
It is critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than your fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed, and how to work efficiently within current tax brackets.
