| Tue, Wed, Jun 18 - Jun 19 |
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AARP Full Course
Minnesota law mandates a 10% reduction in car insurance premiums for persons 55 years and older who complete a defensive driving class. Courses consist of an overview of safe driving; there are no writing or driving tests required. Classes take place at the Senior Center located at Senior Center 2484 East County Road F, White Bear Lake, unless otherwise stated. Advanced registration is required and can be done by mail, walk-in, or online at www.whitebear.ce.feepay.org. No drop-ins. For a complete listing of other sites and classes, call the AARP Information Center at (952) 858-9040. -
AARP Refresher
Minnesota law mandates a 10% reduction in car insurance premiums for persons 55 years and older who complete a defensive driving class. Courses consist of an overview of safe driving; there are no writing or driving tests required. Classes take place at the Senior Center located at Senior Center 2484 East County Road F, White Bear Lake, unless otherwise stated. Advanced registration is required and can be done by mail, walk-in, or online at www.whitebearregistration.org. No drop-ins.For a complete listing of other sites and classes, call the AARP Information Center at (952) 858-9040. The Refresher Course is 4 hours and is for those who have completed a Full Course but need to renew the certificate. -
AARP Refresher
Minnesota law mandates a 10% reduction in car insurance premiums for persons 55 years and older who complete a defensive driving class. Courses consist of an overview of safe driving; there are no writing or driving tests required. Classes take place at the Senior Center located at Senior Center 2484 East County Road F, White Bear Lake, unless otherwise stated. Advanced registration is required and can be done by mail, walk-in, or online at www.whitebearregistration.org. No drop-ins.For a complete listing of other sites and classes, call the AARP Information Center at (952) 858-9040. The Refresher Course is 4 hours and is for those who have completed a Full Course but need to renew the certificate. -
Drafting Your Own Will
Developing a will is an important step in providing for the ones you love and for you to "Finish Well". During the first class you will learn various techniques of property distribution, protection of the state and beneficiaries, explore basic will concepts and assess your need for a simple will you also receive individualized personal attention, sample forms and language for use in drafting your own will. During the second class, Jim will cover safekeeping techniques and circumstances that may require a review or revision of your will. In addition, you will be able to sign your own will second class. -
Five Keys to Retiring Fearlessly
After years of hard work, your retirement may finally be in sight. Discover five keys to unlocking a retirement where you can have greater confidence in your ability to live out your dreams. -
How to Pay for the Nursing Home: An Attorney's Perspective
We all come into the world with nothing and leave with nothing. We have all heard this. The biggest fear for most baby boomers is how to pay for the nursing home and still leave the next generation something. With ever changing estate planning laws and great increases in nursing home costs the fear is real. In today’s world you need to understand what your options are. Is long term care insurance for you? What about home care? Should I gift my money away? Would I qualify Medicaid? What about my current Trust, does it avoid the nursing home? What is the 60 month claw back? What if my spouse goes into the nursing home and exhausts our money? We will walk through these questions and many more, including how to plan and place your assets to meet your nursing home goals. -
Making Wise Social Security and Retirement Income Decisions
The Social Security decisions you make today can have tremendous bearing on the total amount of benefits you stand to receive over your lifetime. It is essential for everyone to understand what they need to do financially to prepare for income in retirement. This workshop will educate you on Social Security and Retirement Income decisions that can have a positive impact for you in retirement.At this workshop you will learn: Five factors to consider when deciding to apply for Social Security benefit. When it makes sense to delay Social Security benefits and when it does not. How to estimate your Social Security benefits. How to minimize mistakes on Social Security benefits. How to coordinate Social Security with your other forms of retirement income. What accounts to take retirement income out of and at what tax brackets. How required minimum distributions work. How to plan for retirement income without running out of money. How your retirement accounts should be invested. -
So You are the Executor or Trustee, Now What?
Executor, Trustee, Power Of Attorney, Guardian; what are the responsibilities and liabilities of those were granted these legal titles? This class is invaluable for those trying to decide whom to appoint, as well as for those who have been asked to serve in one of these legal positions. -
Social Security: Timing is Everything!
Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. -
Understanding Reverse Mortgages and Its Uses
This course is NOT a sales pitch. It is a course that will go over the pros and cons of Reverse Mortgages and will provide a better understanding about Reverse Mortgage and clarify the myths and truths. -
Why You Can't Trust Your Trust
Do you know what the most oversold and misunderstood legal product on the market today is? The answer is a Revocable or Living Trusts. Trusts are oversold as the end all to fit all. They are full of legal wording that only attorneys understand. Most people believe that their trust shields the assets from the nursing home and creditors. In Minnesota, Revocable Trusts are subject to the nursing home and creditors. If you can change the Trust, the nursing home and creditors can access the money in the Trust. In this class, you will learn what the pros of a revocable trust are and if it is a fit for you. You will also learn and what other options are out there for you. Bring your questions.
