WBLAS Community Services & Recreation

Families often know more about the next appliance they are going to buy than the college education they are going to purchase, leading many to make avoidable mistakes that cost them thousands and hinder their ability to find the best fit for their child. Come learn from a national expert the insider tips that will greatly enhance your understanding of the college process, reduce anxiety and position your child for success. Explore how to avoid mistakes many families make when trying to identify colleges that are truly the right fit, a behind-the-scenes view of how financial aid really works, actionable strategies to save thousands of dollars and tips for working with your teenager on a stressful and emotional process. An absolute must-see for parents and grandparents with college-bound students, the class is designed for those with students in grades 10-11. 

Minnesota law mandates a 10% reduction in car insurance premiums for persons 55 years and older who complete a defensive driving class. Courses consist of an overview of safe driving; there are no writing or driving tests required. Classes take place at the Senior Center located at Senior Center 2484 East County Road F, White Bear Lake, unless otherwise stated. Advanced registration is required and can be done by mail, walk-in, or online at www.whitebearregistration.org. No drop-ins.For a complete listing of other sites and classes, call the AARP Information Center at (952) 858-9040.  The Refresher Course is 4 hours and is for those who have completed a Full Course but need to renew the certificate.

Plan now for the unexpected with these two important legal documents! You'll learn about the use and benefits of both. Jim will discuss an agent's responsibilities, and factors in selecting your agents. You will leave the class with forms and the information to aid you in preparing them.

After years of hard work, your retirement may finally be in sight. Discover five keys to unlocking a retirement where you can have greater confidence in your ability to live out your dreams. 

What you thought you knew about college searching is no longer true! How much will college cost your student?  How will you pay for it?  How will your student find great colleges with large scholarships?  Find answers to these questions and more about the college search process.  

We all come into the world with nothing and leave with nothing. We have all heard this. The biggest fear for most baby boomers is how to pay for the nursing home and still leave the next generation something. With ever changing estate planning laws and great increases in nursing home costs the fear is real. In today’s world you need to understand what your options are. Is long term care insurance for you? What about home care? Should I gift my money away? Would I qualify Medicaid? What about my current Trust, does it avoid the nursing home? What is the 60 month claw back? What if my spouse goes into the nursing home and exhausts our money? We will walk through these questions and many more, including how to plan and place your assets to meet your nursing home goals.

The Social Security decisions you make today can have tremendous bearing on the total amount of benefits you stand to receive over your lifetime. It is essential for everyone to understand what they need to do financially to prepare for income in retirement. This workshop will educate you on Social Security and Retirement Income decisions that can have a positive impact for you in retirement.At this workshop you will learn: Five factors to consider when deciding to apply for Social Security benefit. When it makes sense to delay Social Security benefits and when it does not. How to estimate your Social Security benefits. How to minimize mistakes on Social Security benefits. How to coordinate Social Security with your other forms of retirement income. What accounts to take retirement income out of and at what tax brackets. How required minimum distributions work. How to plan for retirement income without running out of money. How your retirement accounts should be invested.

First impressions are priceless when seeking a new job. In this course we will discuss strategies for leaving a lasting impression during the interview process. Avoid awkward moments by having polished answers ready in advance no matter what question the interviewer asks. We will cover key tips for preparing for an interview - from appearance to common question to tips for how to best structure your answers. We will also cover Do's and Don'ts of interviewing. Short mock interview sessions will be utilized to show these strategies "in practice."

The greatest gift you can give your family is to pre-plan your funeral. Learn about the steps of pre-planning, unique ways to pay tribute to someone, and the questions everyone wants to ask about funerals. Every attendee will walk out with a complimentary pre-planning booklet to start writing down their wishes.

First impressions are priceless when seeking a promotion or a new job. Learn how to build a resume that presents your talents, skills, and experience in the best light. We will cover the value of a strong resume, best formatting structures and how to write a resume that really showcases the value you bring to a new position. We will also cover some basic Do's and Don'ts of resume building. Bring your current resume for personalized feedback!

Executor, Trustee, Power Of Attorney, Guardian; what are the responsibilities and liabilities of those were granted these legal titles? This class is invaluable for those trying to decide whom to appoint, as well as for those who have been asked to serve in one of these legal positions.

Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. 

Many of the common strategies for retirement utilized by your parents have become outdated and may no longer apply to those looking to retire today.You will learn how to: Determine if you have enough money for retirement. Maximize retirement cash flow with the various types of accounts. Avoid the pitfalls of planning your distributions in retirement. Assess the benefits of Roth conversions. Determine if your retirement assets are in fact, diversified. Protect your assets against market loss during retirement. Guard your assets in an environment with rising taxes •Maximize Social Security strategies. Reduce inefficiencies, expenses, and delays with your estate A 175-page workbook included in enrollment fee.

This course is NOT a sales pitch. It is a course that will go over the pros and cons of Reverse Mortgages and will provide a better understanding about Reverse Mortgage and clarify the myths and truths.