| Wed, Jun 9 - Jun 16 |
-
55+ Driver Safety - Full Class
This class will be taught online [virtually] by the instructor. Participants will be able to attend class at the Senior Center or take as an online class at home. Please choose which location you will be participating in when registering. If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This includes in-person classroom, online training, and live virtual Zoom classes. After you complete the course, you will receive a certificate of completion to give to your insurance company. NOTE: If you choose to take the class from home, you will need to visit the Senior Center to pick up the class booklet. The class link will be sent the day before the class. Instructor: Minnesota Safety Council Our Mission: To strengthen individuals, families and organizations by helping prevent injuries and support safer, healthier lives. What We Do: The Minnesota Safety Council is a member-based, private, not-for-profit organization dedicated to preventing unintentional injuries - a leading cause of death, disability and economic loss. We offer traffic programs for the workplace and the larger community, including defensive driving classes for mature drivers and interactive online programs for teens. Since 1928, our sole focus has been to make Minnesota a safer and healthier place to live. The Minnesota Safety Council is a chapter of the National Safety Council. -
55+ Driver Safety Refresher Class
This class will be taught online [virtually] by the instructor. Participants will be able to attend class at the Senior Center or take as an online class at home. Please choose which location you will be participating in when registering. If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This includes in-person classroom, online training, and live virtual Zoom classes. After you complete the course, you will receive a certificate of completion to give to your insurance company. NOTE: If you choose to take the class from home, you will need to visit the Senior Center to pick up the class booklet. The class link will be sent the day before the class. Instructor: Minnesota Safety Council Our Mission: To strengthen individuals, families and organizations by helping prevent injuries and support safer, healthier lives. What We Do: The Minnesota Safety Council is a member-based, private, not-for-profit organization dedicated to preventing unintentional injuries - a leading cause of death, disability and economic loss. We offer traffic programs for the workplace and the larger community, including defensive driving classes for mature drivers and interactive online programs for teens. Since 1928, our sole focus has been to make Minnesota a safer and healthier place to live. The Minnesota Safety Council is a chapter of the National Safety Council. -
55+ Driver Safety Refresher Class
Participants will be able to attend class at the Senior Center or take as an online class at home. Please choose which location you will be participating in when registering. If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This includes in-person classroom, online training, and live virtual Zoom classes. After you complete the course, you will receive a certificate of completion to give to your insurance company. NOTE: If you choose to take the class from home, you will need to visit the Senior Center to pick up the class booklet. The class link will be sent the day before the class. Instructor: Minnesota Safety Council Our Mission: To strengthen individuals, families and organizations by helping prevent injuries and support safer, healthier lives. What We Do: The Minnesota Safety Council is a member-based, private, not-for-profit organization dedicated to preventing unintentional injuries - a leading cause of death, disability and economic loss. We offer traffic programs for the workplace and the larger community, including defensive driving classes for mature drivers and interactive online programs for teens. Since 1928, our sole focus has been to make Minnesota a safer and healthier place to live. The Minnesota Safety Council is a chapter of the National Safety Council. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
90-Minutes with an Estate Attorney
We all have goals. Sometimes our goal is to gift assets to others either while we are alive or after we've passed. We also wonder about: What about Estate Tax and Gift Tax Planning? Should I gift my money away in a Will, or a Trust? Would I qualify for Medicaid? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? What about my current Trust; does it avoid the nursing home? Most people believe that their trust shields the assets from the nursing home and creditors. Many people may be wrong! We will walk through these questions and many more, including how to plan and place your assets to meet your retirement, your nursing home goals, and after you have passed. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Basics of Personal Financial Management (Online)
Today young working adults often have a heavy debt load, significant financial goals in life, and conflicting financial priorities. The purpose of this class is to help guide you through balancing all these goals, logically working though achieving them all without overly compromising your current lifestyle. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Equity Conversion: The New Reverse Mortgage
This course is NOT a sales pitch. It is a course that will go over the pros and cons of Reverse Mortgages and will provide a better understanding about Reverse Mortgages and clarify the myths and truths. During the class there may also be available a Realtor and or Financial Planner available to answer questions that attendees may have. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Estate Planning for Grandparents, Parents and Families with Special Needs Children - (Online)
With an ever changing benefit system, you will be happy to learn that your estate plan include provisions for the care of a child, grandchild or family member with special needs without adversely affecting their benefits or programs. Discuss how to properly protect your assets and provide for the future benefit of your loved one. Learn the pros and cons of a special needs trust and how it may be an option to be considered. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Five Keys to Retiring Fearlessly
After years of hard work, retirement may finally be in sight. Learn the five keys to unlocking a fearless retirement while also answering questions such as: What do I need to know before my last paycheck? What types of accounts should I have? How do I turn my assets into a paycheck in retirement? In addition, you'll gain insight into Social Security. While it can be be confusing, making the most of your Social Security has a lot to do with when you apply for benefits. This is a great opportunity to get answers to your questions and learn what Social Security can mean for you.Starting Soon -
How to be a Smart College Shopper (online)
Your student is getting ready for college. You saved your money. Is it enough? Learn how to be a smart shopper, where your student will fit best, academically, socially and financially. Also learn which schools will offer your student the largest merit scholarships and how to apply for grants and how FAFSA works. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Social Security: Timing is Everything!
Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. -
The ABCs and 1-2-3s of Tending Our Treasures
This presentation takes an entertaining look at valuing your possessions. It will answer questions like: What determines value? How do you know what things are worth? How does the market influence value? What are the best avenues for selling treasures? Bring something in and we will do some valuations at the end of the class. Examples of what to bring in: Items that are easy to transport and carry in. Collectables, art or household items like pottery, glassware, figurines, clocks, items of collectible memorabilia, typically written or printed ones, jewelry, or easy to carry furniture items. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled. -
Why You Can't Trust Your Trust
The trust is a very popular component and tool to be used in our Estate Planning. However, there is a variety of vastly different trust options to be used and the question arises: "Am I using the right Trust for my needs and goals?" Often used Trusts include: Living Trusts, Testamentary Trusts and Irrevocable Trusts, each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, "Does my Living Trust protect my assets against Medicaid and the nursing home?" The answer is probably not. The Irrevocable Trust and the Testamentary Trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area. Register Now, Pay Later: Due to the unpredictability of COVID-19, we are using a “Register Now, Pay Later” procedure. When you register for a class, the class total will come up at Zero dollars ($0). Your credit/debit card or checking account will be charged 3 days prior to the class start date. You will be notified if a class is canceled.
