| Thu, Mar 9 |
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$Monetize$ Websites, Blogs, and Social Media with Affiliate Marketing (online)
Earn a passive monthly income from selling other people’s products by placing a merchant-provided advertisement link on your site and get a commission for every sale, click or lead. Learn where to find 1000+ free and low cost opportunities and how to avoid scams or links that won't offer a beneficial ROI (return on investment). Learn how to find high, recurring, and second-tier commissions. You'll also learn SEO secrets to increase your site's ranking and visibility on search engines like Google. Informative handouts for future use are included in class fee The class login and handouts will be emailed to you a few days prior to class. -
55+ Defensive Driving - Initial Class
All of the initial 8 hour classes are online Zoom classes. Some classes can be taken from home only and some you will be able to attend the Zoom class at the Senior Center. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This Defensive Driving course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. Class is taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films, and discussions. There is no behind-the-wheel driving and there are no tests. -
55+ Defensive Driving - Initial Class
All of the initial 8 hour classes are online Zoom classes. Some classes can be taken from home only and some you will be able to attend the Zoom class at the Senior Center. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10 percent, three-year discount on auto insurance. This Defensive Driving course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. Class is taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films, and discussions. There is no behind-the-wheel driving and there are no tests. -
55+ Defensive Driving - Refresher Class
If you're 55 or older, get a discount on your personal auto insurance and improve your driving skills! The Defensive Driving Course, developed by the National Safety Council, teaches basic crash prevention techniques and has a proven record of reducing traffic violations and incidents. It's taught by experienced, professional traffic safety instructors, including officers of the Minnesota State Patrol. The class consists of lecture, films and discussions. There is no behind-the-wheel driving and there are no tests. According to Minnesota state law, people age 55 and older who complete a state-approved defensive driving course are eligible to receive a 10%, three-year discount on auto insurance. After you complete the course, you will receive a certificate of completion to give to your insurance company. Instructor: Minnesota Safety Council Our Mission: To strengthen individuals, families and organizations by helping prevent injuries and support safer, healthier lives. What We Do: The Minnesota Safety Council is a member-based, private, not-for-profit organization dedicated to preventing unintentional injuries - a leading cause of death, disability and economic loss. We offer traffic programs for the workplace and the larger community, including defensive driving classes for mature drivers and interactive online programs for teens. Since 1928, our sole focus has been to make Minnesota a safer and healthier place to live. The Minnesota Safety Council is a chapter of the National Safety Council. -
Celebrations of Life & Funerals: How to talk about it & green end of life options
An overview of why and how we should all be talking about our celebration of life or funeral wishes, and what green options are available in the Twin Cities. -
Celebrations of Life & Funerals: How to talk about it & green end of life options
An overview of why and how we should all be talking about our celebration of life or funeral wishes, and what green options are available in the Twin Cities. -
Charitable Planning Tools for Your Legacy (online)
In 2018 the Individual and Married Standard Deduction amounts essentially doubled to $12,000 and $24,000. For many families this eliminated the “tax-incentive” to charitable giving. In this class we will become familiar with charitable legacy tools such as: Charitable Lead Trusts Charitable Remainder Trusts Private Foundations Donor Advised Funds Life Insurance gifting We will answer questions like: How do I get the next generations involved? Which provides tax relief now? Later to my estate? Which gives me the most control? Questions are welcome in this open-forum seminar. -
Drafting Your Own Will
Developing a will is an important step in providing for the ones you love and for you to "Finish Well". The first class you will learn various techniques of property distribution, protection of the estate and beneficiaries, explore basic will concepts and assess your need for a simple will. You will also receive individualized personal attention, sample forms and language for use in drafting your own will. During the second class, Jim will cover safekeeping techniques and circumstances that may require a review or revision of your will. By the end of class you will be able to sign you will. -
Financial Power of Attorney & the Health Care Directive
Unexpected events happen. Plan now and learn about the use and benefit of a Financial Power of Attorney and the Health Care Directive. Understand what the agent's responsibility is and factors in selecting your agent(s). You will leave class with all the forms and information you need to aid you in preparing them. -
Five Keys to Retiring Fearlessly (online)
After years of hard work, retirement may finally be in sight. Learn the five keys to unlocking a fearless retirement while also answering questions such as: What do I need to know before my last paycheck? What types of accounts should I have? How do I turn my assets into a paycheck in retirement? In addition, you'll gain insight into Social Security. While it can be confusing, making the most of your Social Security has a lot to do with when you apply for benefits. This is a great opportunity to get answers to your questions and learn what Social Security can mean for you. -
How to be a Smart College Shopper (online)
Your student is getting ready for college. You saved your money. Is it enough? How to be a smart shopper! Learn where your student will fit best academically, socially and financially. Which schools will offer your student the largest merit scholarships? How do you apply for grants and how does the FAFSA work? Get an education, not a debt! -
Knowledge is Power: Financial Strategies for Women
This seminar is intended for female audiences. Attendees will learn ways to gain control over their financial situation; protect the people and things they love most and make informed financial decisions. This class is free thanks to a sponsorship by Ryan Johnson of Ameriprise Financial Services, LLC. -
Let’s Probate an Actual Minnesota Estate
In this class we will walk-thru (in depth) an actual Minnesota Probate Estate from the filing of the Application for Probate to the Final Accounts . . . and all the steps in between. Class participants will learn the entire process with current forms, Court and filing requirements, accounting and procedural steps, as well as the procedures for the sale and distribution of estate assets. We will also discuss the roles, responsibilities, and liabilities of a person who is appointed as the Executor/Personal Representative. The class will be filled with real-life examples and solutions to the multitude of issues involving a typical (or not typical) Minnesota Probate Estate. This class encourages questions: Is there a “reading of the Will”? What about personal items? Does the Executor get paid? What about estate bills and creditors? We will provide the answers. -
Questions & Answers with a Minnesota Will & Trust Planning Attorney
This is a relaxed and friendly open-forum seminar for participants with a seasoned Will & Trust attorney. Questions like: Should I avoid Probate? Is a Will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? If I am alone, what tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? Which Trust is best for my needs? Can I use a Transfer-On-Death Deed? How do my retirement assets operate in my Will or Trust? Coffee & Snack will be provided at the Saturday morning class!! All questions will be answered! -
Retirement on Your Terms
Retirement on Your Terms: Actionable strategies and an exploration of options for your portfolio Are you already retired or within 5 years of retirement? Continue to learn strategies focused on smart investing plans; maintaining lifestyle while allowing retirement accounts to continue to grow; and how to identify risks and track solutions to help protect what has been earned. This class is free thanks to a sponsorship by Ryan Johnson of Ameriprise Financial Services, LLC. -
Should I Stay or Should I Go? Steps to Review to Your Housing Needs for Today and Tomorrow
Steps to Review to Your Housing Needs for Today and Tomorrow We will be discussing lifestyle options for senior living. Should I stay and age in place - making home modifications to reduce safety risks OR should I go – moving to a home option that may be handicapped accessible, single level living? We will take an assessment and give you the tools to make educated decisions. -
Social Security: Timing is Everything! (online)
Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. -
Successful Strategies to Protect the House, Farm, Cabin & More, Before & After Your Death
The Concern: Family has cabin, homestead, hunting land, farm or second home: How do we protect this family legacy and move its use and enjoyment into the future? The Problem: Various sources and forces threaten its very existence: The nursing home and Medicaid (MA), estate taxes, family divorces, creditor and bankruptcy issues, taxes and operating expenses, unequal resources of owners, the in-laws, and use and enjoyment equality. The Answer: We will provide real-life solutions and explore four paths to resolution that will solve our problems without driving the family apart or sacrificing the family legacy asset. -
Trusts and Generational Estate Planning: Why You Can’t Always Trust Your Trust
The trust is a very popular component and tool to be used in our Estate Planning. However, there are a variety of vastly different Trust options to be used and the question arises: “Am I using the right Trust for my needs and goals?” Often used Trusts include: Living Trusts, Testamentary Trusts and Irrevocable Trusts, each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, “Does my Living Trust protect my assets against Medicaid and the nursing home?” The answer is probably not. The Irrevocable Trust and the Testamentary Trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area. -
Will Taxes Affect Your Retirement?
It is critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than your fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how Social Security is taxed, and how to work efficiently within current tax brackets.
