WBLAS Community Education & Recreation

The Minnesota Attorney General's Office Consumer Road Show for Seniors consists of an overview of typical scams to watch out for, including scams, money and credit, and housing, and offers resources like an online consumer assistance request form for filing complaints There will also be time for questions, answers, and insights from participants. This class is offer for free on behalf of:

Learn the fundamental legal basics for estate planning and building your own legacy using modern legal solutions and common sense. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

Preparing your will is an important step in providing for the ones you love. Week 1 ~ Learn the various techniques for property distribution of your estate. Explore basic estate planning concepts and assess your needs for your estate plan. You will receive sample forms and language to use while you draft your own will. It will be necessary for participants to type or handwrite their own document. The Instructor will also cover circumstances that may require a review/revision of your will and a brief review of the benefits of a trust. Questions welcome. Week 2 ~ You will sign the will you created. The language in your will will not be reviewed by an attorney and legal advice will not be given. Questions welcome! Couples must register separately.

An educational presentation for anyone who wants to know more about Medicare. Topics will include Medicare Parts A, B, C, & D, the application process, estimated costs, supplements, MAPD, and when is the right time to sign up. This an ideal course for people that are turning 65 or over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

An educational presentation for anyone who wants to know more about Medicare. Topics will include Medicare Parts A, B, C, & D, the application process, estimated costs, supplements, MAPD, and when is the right time to sign up. This an ideal course for people that are turning 65 or over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

Do you know what next steps to take so you can retire? We can help. Join us for 5 Keys to Retiring Fearlessly, a free workshop with insights to help you achieve your retirement goals, by answering the following questions: Will I have enough to retire? Will my retirement income last? Are my assets protected? This is a learning opportunity only. No products will be sold.

The college search continues to become more complex, making it harder for families to identify right fit schools. Challenges include: Substantial changes to the FAFSA and financial aid may make college more expensive Admission trends and how colleges admit students Testing - some require it now and some don't - what path makes sense? Join us to learn how these changes may impact your family, and new strategies to consider to give your student the best opportunity to be admitted and maximize scholarships and financial aid. If you are the parent of a HS student in grades 9-11, this is incredibly important info you will not want to miss. Register today!

Selling your home as-is can be a great option, but it's important to be cautious. Scammers often target sellers in this situation with lowball offers, hidden fees, or misleading fine print. To avoid these pitfalls, it's essential to know what questions to ask, what does an as-is offer include, and the strategies that make the selling process simple and secure. Hear real-life scenarios from a local as-is home buyer. Whether you're planning to move soon or just exploring your options, this class will provide you with the confidence to make the best decision for your goals. Instructors: Aaron Zehnpfennig, owner, Titan Real Estate Group MN and Kristi Nemec, Senior Home Coach™

Do you love animals…especially dogs? Learn how to make extra money after school or work by watching dogs or other pets, usually in the pet’s home. You will learn about feeding, watering, and exercising pets, how to make a good impression as well as what questions to ask when interviewing for a pet sitting job, and what to do when a dog has behavioral issues. You will also discover other services you can offer to make more money, such as dog walking, grooming, puppy training, etc. Informative handouts for future use are included in class fee. The webinar login information will be emailed the day before class. Ages 13-17 must have an adult present in the class.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more including: How will I meet my nursing home goals? Is Long Term Care Insurance for me? What about home healthcare? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it protect my assets and avoid the nursing home? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? Get the answers to these and other questions and learn how to create an effective plan to deal with these uncertainties.

Tired of working for someone else? Do you need to make more money? Turn your talents and hobbies into profits by starting a home business. Taught by a Chamber of Commerce Past President and award winning business owner, this is probably the most comprehensive business start up workshop you will ever find. You will discover: more than 250 legitimate home business ideas mandatory legal documentation many ways to market your product/service how to take tax deductions (this workshop included!) Informative handouts for future use are included in class fee. The webinar login information will be emailed the day before class.

We’re back to our travels, but everything is getting more expensive. So how do we make our travel free? Learn about the deep travel discounts being offered right now to motivate us to book travel. Earn free airline tickets, hotel nights, tours & more in the USA and worldwide! Volunteering, fun work-vacations, paid travel, teaching English, mystery shopping, importing/drop shipping, and remote employment opportunities. Tuition includes a 100-page digital book (a value of $39.95).

Explore the craft of voiceovers! Discover current trends, opportunities and tools you need to find success in this growing remote working industry. Read a real script and receive coaching from your instructor, a professional voice actor, to improve your delivery. One-time, 90 minute, one-on-one, video-chat class! Learn more: http://www.voicesforall.com/ooo 18 and over. Upon registration you will be contacted by VFA to schedule your class for a day and time of your convenience. Requirements: Students must have Internet Access and Video Chatting capabilities using a method such as: Zoom, Skype, or iChat/FaceTime.

Do you like to shop? You can get paid to shop at almost every local store in your area, plus there are many online shopping assignments you can do from home. Mystery shop on vacation all across the USA and in over 70 countries worldwide - FREE hotels, restaurant meals, car rentals, sightseeing tours, etc. Mystery shopping has become the most cost-efficient way for stores and businesses to know their customers and stay in business, especially during these challenging economic times. Learn how to avoid scam companies and work for the best mystery shopping companies that pay the most. Get the names and contact information for the TOP 100 MYSTERY SHOPPING COMPANIES including addresses, websites, and phone numbers to make all these ideas practical. We review actual mystery shopping assignments so you know exactly what to do, including the paperwork. Get paid or keep the items you buy on assignment. A FREE dinner for two at a nice restaurant, a FREE hotel night, a FREE tank of gas, FREE groceries, FREE dry cleaning, and more. Learn how to play up your qualifications for the best assignments, how to fit mystery shopping into your daily schedule, and how to earn the most income.

Hosted by a Former Eligibility Specialist and Current Assisted Living Administrator Join us for an informative session on Minnesota Medicaid and Elderly Waiver (EW) programs, designed to help individuals and families navigate the financial support options available for long-term care. The Elderly Waiver (EW) program offers home and community-based services for older adults who require the level of care provided in a nursing home but prefer to live in the community—whether at home, in assisted living, or in a memory care setting. What You’ll Learn: Overview of Medicaid and Elderly Waiver programs in Minnesota Eligibility criteria and how to qualify The asset reduction and spenddown process Special considerations for single individuals How a spouse can qualify while the other remains in the home Tips and best practices for completing the application process Open Q&A—bring your questions! Whether you're planning for your own future or helping a loved one, this session will provide practical guidance and clarity.

Learn why pre planning your death is important, how it avoids unnecessary stress and confusion of what to do with your body and saves money during a traumatic time. How to choose providers and important details to think about and things to consider in helping to navigate the inevitable.

This is a relaxed and friendly open-forum seminar for participants with a seasoned Will & Trust attorney. Questions like: Should I avoid Probate? Is a Will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What about separate assets not of the marriage? If I am alone, what tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? Which Trust is best for my needs? Can I use a Transfer-On-Death Deed? How do my retirement assets operate in my Will or Trust? All questions will be answered!

Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. When should I apply for Social Security? How can I maximize my benefits? How will this affect my spouse? This class is a learning opportunity only. No products will be sold.

Looking for ways to make money online? Turn your ideas or homemade products into income by starting an online business. You will learn how to: find a gap in a niche market and fill it; build your own website, and market your business effectively (including SEO) so potential customers will find you; take care of business forms and taxes; create multiple sources of income (including Affiliate commissions). You’ll also get info about the 25 most popular online businesses to start. Informative handouts for future use are included in class fee. The instructors include a guest teen entrepreneur, and a longtime instructor LeeAnne Krusemark who is a Chamber of Commerce Past President, current author/editor, and a nationwide Professor of Publishing at higher learning institutions, including Harvard Adult Education. The webinar login information will be emailed the day before class.