WBLAS Community Education & Recreation

Learn the fundamental legal basics for estate planning and building your own legacy using modern legal solutions and common sense. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

Learn the fundamental legal basics for estate planning and building your own legacy using modern legal solutions and common sense. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

An educational presentation for anyone who wants to know more about Medicare. Topics will include Medicare Parts A, B, C, & D, the application process, estimated costs, supplements, MAPD, and when is the right time to sign up. This an ideal course for people that are turning 65 or over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

An educational presentation for anyone who wants to know more about Medicare. Topics will include Medicare Parts A, B, C, & D, the application process, estimated costs, supplements, MAPD, and when is the right time to sign up. This an ideal course for people that are turning 65 or over 65 and coming off their employer medical plan as well as those currently enrolled in Medicare. *White Bear Area Senior Center Members: Call to register and receive a discount at 651-653-3121

Do you know what next steps to take so you can retire? We can help. Join us for 5 Keys to Retiring Fearlessly, a free workshop with insights to help you achieve your retirement goals, by answering the following questions: Will I have enough to retire? Will my retirement income last? Are my assets protected? This is a learning opportunity only. No products will be sold.

The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more including: How will I meet my nursing home goals? Is Long Term Care Insurance for me? What about home healthcare? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it protect my assets and avoid the nursing home? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? Get the answers to these and other questions and learn how to create an effective plan to deal with these uncertainties.

Receive a comprehensive introduction into the voice over industry from a working voice actor. Read a real script and receive coaching from your instructor, a professional voice actor, to improve your delivery. One-time, 90 minute, one-on-one, video-chat class! Learn more: http://www.voicesforall.com/ooo 18 and over. Upon registration you will be contacted by VFA to schedule your class for a day and time of your convenience. Requirements: Students must have Internet Access and Video Chatting capabilities using a method such as: Zoom, or iChat/FaceTime.

Explore the craft of voiceovers! Discover current trends, opportunities and tools you need to find success in this growing remote working industry. Read a real script and receive coaching from your instructor, a professional voice actor, to improve your delivery. One-time, 90 minute, one-on-one, video-chat class! Learn more: http://www.voicesforall.com/ooo 18 and over. Upon registration you will be contacted by VFA to schedule your class for a day and time of your convenience. Requirements: Students must have Internet Access and Video Chatting capabilities using a method such as: Zoom, or iChat/FaceTime.

Do you like to shop? You can get paid to shop at almost every local store in your area, plus there are many online shopping assignments you can do from home. Mystery shop on vacation all across the USA and in over 70 countries worldwide - FREE hotels, restaurant meals, car rentals, sightseeing tours, etc. Mystery shopping has become the most cost-efficient way for stores and businesses to know their customers and stay in business, especially during these challenging economic times. Learn how to avoid scam companies and work for the best mystery shopping companies that pay the most. Get the names and contact information for the TOP 100 MYSTERY SHOPPING COMPANIES including addresses, websites, and phone numbers to make all these ideas practical. We review actual mystery shopping assignments so you know exactly what to do, including the paperwork. Get paid or keep the items you buy on assignment. A FREE dinner for two at a nice restaurant, a FREE hotel night, a FREE tank of gas, FREE groceries, FREE dry cleaning, and more. Learn how to play up your qualifications for the best assignments, how to fit mystery shopping into your daily schedule, and how to earn the most income.

Learn why pre planning your death is important, how it avoids unnecessary stress and confusion of what to do with your body and saves money during a traumatic time. How to choose providers and important details to think about and things to consider in helping to navigate the inevitable.

Social Security is a vital income source for many retirees. But it can be a confusing topic and making the most of it can have a lot to do with timing it right. This workshop can help you get answers to your questions and learn what Social Security can mean for you. When should I apply for Social Security? How can I maximize my benefits? How will this affect my spouse? This class is a learning opportunity only. No products will be sold.

The trust is a very popular component and tool to be used in our Estate Planning. However, there are a variety of vastly different Trust options to be used and the question arises: “Am I using the right Trust for my needs and goals?” Often used Trusts include: Living Trusts, Testamentary Trusts and Irrevocable Trusts, each serves a different purpose, each has a different result. One common problem that often needs addressing is the over-utilization of the Living Trust for goals or problems that it does not resolve. For example, “Does my Living Trust protect my assets against Medicaid and the nursing home?” The answer is probably not. The Irrevocable Trust and the Testamentary Trust each have their strengths and weaknesses as well. We will clearly define the strengths and weaknesses of these different types of Trusts and when to use them. Explore your goals and wishes to see where they fall in the realm of Trusts. Class encourages questions and we hope to provide answers that will set your mind at ease or assist you in the decision making in this area.

It's critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than the fair share. In this seminar, you will learn: How future tax changes may create the potential for higher taxes. Ways to create tax-free retirement income. How Social Security is taxed. How to work efficiently within current tax brackets. This class is a learning opportunity only. No products will be sold.